The mission of First State Bank involves providing high quality financial services to our community and promoting economic growth and stability within the community. In fulfilling this goal, we provide our customers superior financial products and services while serving our customers' financial needs as the most essential element in our mission. Moreover, we serve our responsibilities as a community bank and contribute human resources and leadership to help our community thrive.
Notice of Changes in Temporary FDIC Coverage for Transaction Accounts.
All funds in a "non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (IOLTA's). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market accounts. The combined total of your interest-bearing accounts remains insured under the FDIC's general deposit insurance rules. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.